UnionBank Rolls Out Faster, Flexible Digital Loan Process with Up to ₱2M Credit Limit

UnionBank has unveiled enhancements to its personal digital loan services, now offering a faster and more flexible experience for borrowers.

According to the bank, customers can now apply for loans of up to ₱2 million without the need for collateral or a guarantor, with immediate cash disbursement upon approval.

“We’re delivering more than speed—we’re providing a seamless, empowering experience to help customers achieve their goals more quickly,” said Mukul Sukhani, UnionBank’s Head of Cards and Consumer Loans.

Borrowers can enjoy flexible repayment terms of up to five years, with customizable payment plans tailored to fit their budget and lifestyle.

The entire loan application process is fully digital, accessible through UnionBank’s online platform. From document submission to application tracking and approval, clients can manage everything remotely—no branch visits required.